Credit Building Tools*

*Included with my800Credit.com Member Monitoring

ScoreBoost™

Tips and Tricks

  • See how payments can increase your score
  • Know when to apply for credit
  • Know the right time to repay
  • Balance spending between accounts
An image of a smartphone screen displaying the ScoreBoost tool from My800Credit.com's online credit monitoring service. This tool allows users to boost their credit scores conveniently, enabling efficient financial progress
An image of a computer monitor showcasing the ScoreTracker feature offered through My800Credit.com's online credit monitoring service. This tool provides users with comprehensive tracking of their credit score evolution, facilitating informed financial decisions and proactive credit management.

ScoreTracker

Visualize the trends!

  • Credit Score: Summarizes your overall credit status
  • Auto Score: Shows creditworthiness for vehicle loans
  • Insurance Score: Displays creditworthiness for insurance
  • Hiring Risk Index: Shows creditworthiness for employment based on authorized background checks

ScoreBuilder®

120 days to better credit

  • See what’s helping and hurting your score
  • Get a personalized plan to improve your credit health
  • Take action to address negative accounts*
  • Resolve credit reporting problems

* This feature unlocks if you have negative credit data

An image of an iPad screen exhibiting the ScoreBuilder tool provided by My800Credit.com's online credit monitoring service. This tool empowers users to proactively build and enhance their credit scores, fostering financial growth and stability.
Captured in the image is a smartphone screen showcasing the Powerful Actions feature accessible through My800Credit.com's online credit monitoring service. This tool provides users with robust functionalities to take impactful actions for improving their credit health and financial well-being

Actions

Like a personal assistant!

  • Our Action buttons give you the ability to quickly communicate with the institutions on your credit report.

  • Request goodwill corrections

  • Address credit report errors

  • Report fraud

  • Offer to settle a debt

Money Manager

Your money in one place

  • Easily link bank, investment, loan, and credit card accounts
  • Get instant statements
  • See transactions, payments due, spending trends, and utilization
  • Ask questions and resolve problems directly with creditors
  • Get alerted of transactions over a specific $ amount that you set
  • Flag unauthorized transactions with our patent-protected Actions
Displayed on a smartphone screen is the Money Manager tool provided by My800Credit.com's online credit monitoring service. This tool empowers users to effectively manage their finances, facilitating informed decisions and enhancing overall financial wellness
An image of a smartphone screen showcasing the Alerts Credit Monitoring feature available through My800Credit.com's online credit monitoring service. This tool provides users with timely alerts and notifications regarding changes to their credit report, enabling proactive credit management and protection

Alerts

Online Credit Monitoring

  • New accounts and inquiries
  • Change in account status
  • Suspicious activity
  • Score improvement
  • Monthly credit updates
  • Money Manager transactions
  • Payments due

Fraud Insurance

$1MM protection for the family

  • Zero Deductible, $1 Million Coverage
  • Bank, savings, brokerage, lines of credit, and credit cards
  • Out-of-pocket expenses for ID recovery
  • Credit reports
  • Unsuspected pre-existing identity fraud
  • Replacement costs of stolen driver’s license and passport
Featured on a smartphone screen is the Fraud Insurance Protection service offered through My800Credit.com's online credit monitoring. This essential tool provides users with comprehensive protection against identity theft and fraudulent activities, ensuring peace of mind and financial security
Presented on a smartphone screen is the Privacy Master feature accessible through My800Credit.com's online credit monitoring service. This tool empowers users to maintain control over their personal information, enhancing privacy and security in their financial transactions and interactions online

PrivacyMaster®

Take back control of your online privacy!

  • Get notified when your personal information is found on data broker websites
  • Request the removal of your data
  • Maintain your privacy with active and continual
  • Web scanning

Smart Reports

Actions, Money, and more...

  • Easy advanced view
  • Move to different areas of your report with ease
  • Take Action directly from your accounts
  • Link to Money Manager to view transactions
Shown on a computer monitor is the Smart Reports feature provided by My800Credit.com's online credit monitoring service. These intuitive reports offer users comprehensive insights into their credit health and financial standing, facilitating informed decision-making and proactive credit management
Displayed on a computer monitor is the 3B Reports feature accessible through My800Credit.com's online credit monitoring service. These comprehensive reports power the Dispute Wizard, enabling users to address inaccuracies and discrepancies across all three major credit bureaus, enhancing credit health and financial well-being

3-Bureau Credit Report and Scores

The Dispute Wizard Integration

This report provides the Dispute Wizard with everything it needs to make credit repair fast and easy.

The Dispute Wizard will import all 3 credit bureau reports and scores, identify every negative account, and create a strategy to remove them.

Creating an account with The Dispute Wizard and linking a credit report is simple.