brian

September 1, 2021

Here’s Why You Shouldn’t Avoid Collection Calls

You’ve done your best to stay current on your obligations. But, for whatever reason, you just can’t maintain your payment obligations. Eventually, some or several of […]
August 27, 2021

Why is My Creditor Not Reporting My Payment History to the Credit Bureaus?

You apply for a new credit card and find out within a few minutes that your application has been approved. Congratulations! You’re about to get that […]
August 14, 2021

Can Lenders See My Utility and Rental Payment History?

When you apply for new a new loan or credit card, the lender or card issuer will always check your credit report or reports as part […]
August 6, 2021

Will Paying Off a Loan Hurt My Credit Score?

Paying credit obligations on time has the potential to help you establish solid credit reports and scores. This concept is easy enough to understand. But what […]
July 27, 2021

Will Adding Utility and Rental History Raise My Credit Scores?

If you research credit-building strategies, you’re sure to come across advice recommending that you work to add positive accounts to your credit reports. And while new […]
July 21, 2021

Do I Still Owe Money on a Charged Off Account?

The world of credit is full of funny terms and acronyms that consumers may find confusing. One example is the term charge off. Some people see […]
July 14, 2021

Does Paying a Collection Improve Your Credit Scores?

Working to restore damaged credit scores is a little bit like solving a puzzle. People often look at their credit reports to find out what information […]
July 8, 2021

The Anatomy of an 800 FICO Score

A decent credit score can open the door to many financial benefits. But, with just a “decent” score your options are still going to be capped. […]
July 2, 2021

Is Co-Signing a Loan a Good Idea?

Those of you who follow my writings, blogs, vlogs, and speaking engagements know I rarely give my personal opinions about credit-related issues. Whether it’s credit repair […]
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