Credit Reports

November 17, 2023

An Overview of the CFPB & State Initiatives to Stop Wrongful Medical Bill Collections

Why this will interest you This is crucial because many consumers have suffered due to incorrect and unverifiable medical bills on their credit profiles. We should […]
September 21, 2023

Reducing the Impact of Medical Debt on Credit and the Importance of Good Health in Your Financial Journey

Introduction: For those of you who’ve faced expensive medical challenges, the recent actions taken by the Consumer Financial Protection Bureau (CFPB) are a step further in […]
May 1, 2023

Do the Comments on Your Accounts Affect Your Credit Scores?

Your credit reports are full of information about you and your credit management habits. Some of those details can impact your credit scores for the positive, […]
October 11, 2021

How To Dispute Credit Report Errors Effectively

When you’re working to repair your credit, it makes sense that you might want to explore different methods and hopefully make the process more effective. However, […]
September 30, 2021

How Re-Aging Works on a Credit Report

Working to rebuild damaged credit can be a long and often frustrating process. But there is a silver lining you can cling to if you’re working […]
September 22, 2021

Impact Of Joint Accounts On Credit After Divorce

Depending on the validity of their information, most sources indicate about 45% of marriages fail and end up in divorce. What this means is every single […]
September 14, 2021

Can Rent Reporting Really Help My Credit?

Normally when I write about credit I do so in a very matter-of-fact manner. Here are the facts, A…B…C. I’m going to change it up for […]
September 6, 2021

Are People with Low Credit Scores at Risk of Identity Theft?

Identity theft occurs when someone procures your personal information such as your name, address, Social Security number, and date of birth. The thieves then use this […]
September 1, 2021

Here’s Why You Shouldn’t Avoid Collection Calls

You’ve done your best to stay current on your obligations. But, for whatever reason, you just can’t maintain your payment obligations. Eventually, some or several of […]
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