brian

June 29, 2021

What Is The New Credit Bureau Policy on Medical Collections?

On March 18th, 2022 Equifax, Experian and TransUnion issued a joint press release, which Equifax’s CEO, Mark Begor, posted on his LinkedIn page. The press release […]
June 20, 2021

Why is VantageScore Different From FICO Credit Scores?

One of the most prevalent myths in the world of consumer credit is that we all have a single, three digit credit score. Nothing could be […]
June 13, 2021

Installment And Revolving Debt Affect Scores Differently

If you’ve ever researched methods of improving your credit scores you undoubtedly found hundreds or thousands of articles with tidbits of advice. Ubiquitous to almost all […]
June 6, 2021

Should I Ever Co-sign For Credit?

When I write articles about credit I rarely give my personal opinions on the topic. I generally believe that adults should make adult decisions on their […]
June 1, 2021

Things That Do Not Influence Your Credit Scores

Paying close attention to factors that can influence your credit scores is a smart move, especially considering their importance. Whether you want to open a new […]
May 28, 2021

The Benefits of Having a Credit Monitoring Subscription

Maintaining solid credit reports and scores is a valuable asset with the potential to save you money and make it easier to qualify for the things […]
May 20, 2021

3 Reasons Deleted Accounts Reappear on Your Credit Reports

With respect to our credit reports, every single one of us has something in common. We all enjoy considerable rights under the Fair Credit Reporting Act […]
May 14, 2021

The Pros and Cons of Paper and Online Credit Disputes

The Fair Credit Reporting Act (hereafter, “FCRA”) affords each of us many rights as it pertains to our credit reports. One of those rights is the […]
May 7, 2021

How Many Credit Cards Should You Have?

Credit cards are without a doubt the most vilified of all of the credit products not called “payday loans.” Credit cards can influence your credit scores […]
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