brian

April 22, 2021

What Can I Do If I am the Victim of Identity Theft?

In 2020, losses associated with identity fraud were $56 billion according to a study performed by Javelin. And, because of Covid 19 more consumers are remote […]
April 15, 2021

The Credit Bureaus Are on Your Side

Your credit reports are so important to your personal bottom line. Accordingly, struggling with credit-related problems cannot be any fun.  It’s certainly understandable to be annoyed […]
April 8, 2021

I Paid Off a Negative Account But It Was Not Deleted

Working to improve bad credit is a wise use of your time and energy. Yet at the same time, cleaning up damaged credit may feel like […]
April 3, 2021

The Hidden Danger of Removing Old Accounts

Consumers have long enjoyed the right to an accurate credit report. The Fair Credit Reporting Act, which has been around since the early 1970’s makes that […]
March 18, 2021

How Long Does Good Information Stay on a Credit Report?

If you’re in the habit of checking your credit reports, then you’re aware that the information on your reports tends to change over time. New accounts […]
March 12, 2021

Is Re-Aging Common On Credit Reports?

The world of consumer credit is filled with terms and phrases that are uncommon elsewhere. One such phrase is “re-aging.” Re-aging occurs when a certain date […]
March 5, 2021

What To Do When Your Credit Score Isn’t Going Up

There are many reasons you might want a better credit score. Perhaps you want to qualify for a new credit card or loan. Or, maybe you’re […]
March 2, 2021

Does Paying Collection Accounts Help or Hurt Your Credit Scores?

When you fall behind on a debt, there are a number of bad things that can happen. Your creditor may charge you a late fee. With […]
February 24, 2021

Why Did One Credit Bureau Delete An Item But The Other Two Did Not?

Over 220 million Americans have consumer credit report information maintained by the three national credit reporting agencies, Equifax, Experian and TransUnion. This means over 660 million […]
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