Credit Reports

August 27, 2021

Why is My Creditor Not Reporting My Payment History to the Credit Bureaus?

You apply for a new credit card and find out within a few minutes that your application has been approved. Congratulations! You’re about to get that […]
August 14, 2021

Can Lenders See My Utility and Rental Payment History?

When you apply for new a new loan or credit card, the lender or card issuer will always check your credit report or reports as part […]
July 21, 2021

Do I Still Owe Money on a Charged Off Account?

The world of credit is full of funny terms and acronyms that consumers may find confusing. One example is the term charge off. Some people see […]
May 28, 2021

The Benefits of Having a Credit Monitoring Subscription

Maintaining solid credit reports and scores is a valuable asset with the potential to save you money and make it easier to qualify for the things […]
May 20, 2021

3 Reasons Deleted Accounts Reappear on Your Credit Reports

With respect to our credit reports, every single one of us has something in common. We all enjoy considerable rights under the Fair Credit Reporting Act […]
May 14, 2021

The Pros and Cons of Paper and Online Credit Disputes

The Fair Credit Reporting Act (hereafter, “FCRA”) affords each of us many rights as it pertains to our credit reports. One of those rights is the […]
April 15, 2021

The Credit Bureaus Are on Your Side

Your credit reports are so important to your personal bottom line. Accordingly, struggling with credit-related problems cannot be any fun.  It’s certainly understandable to be annoyed […]
April 8, 2021

I Paid Off a Negative Account But It Was Not Deleted

Working to improve bad credit is a wise use of your time and energy. Yet at the same time, cleaning up damaged credit may feel like […]
March 18, 2021

How Long Does Good Information Stay on a Credit Report?

If you’re in the habit of checking your credit reports, then you’re aware that the information on your reports tends to change over time. New accounts […]
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