Credit Scores

August 14, 2022

Does Paying a Collection Improve Your Credit Scores?

Working to restore damaged credit scores is a little bit like solving a puzzle. People often look at their credit reports to find out what information […]
August 8, 2022

Do I Still Owe Money on a Charged Off Account?

The world of credit is full of funny terms and acronyms that consumers may find confusing. One example is the term charge off. Some people see […]
August 1, 2022

Will Adding Utility and Rental History Raise My Credit Scores?

If you research credit-building strategies, you’re sure to come across advice recommending that you work to add positive accounts to your credit reports. And while new […]
October 21, 2021

What Is Risk-Based Pricing and Why It Matters To Your Credit

You already know that your credit scores help to determine whether a lender approves or denies your credit applications. Yet, just because you can qualify for […]
September 14, 2021

Can Rent Reporting Really Help My Credit?

Normally when I write about credit I do so in a very matter-of-fact manner. Here are the facts, A…B…C. I’m going to change it up for […]
August 6, 2021

Will Paying Off a Loan Hurt My Credit Score?

Paying credit obligations on time has the potential to help you establish solid credit reports and scores. This concept is easy enough to understand. But what […]
July 27, 2021

Will Adding Utility and Rental History Raise My Credit Scores?

If you research credit-building strategies, you’re sure to come across advice recommending that you work to add positive accounts to your credit reports. And while new […]
July 14, 2021

Does Paying a Collection Improve Your Credit Scores?

Working to restore damaged credit scores is a little bit like solving a puzzle. People often look at their credit reports to find out what information […]
July 8, 2021

The Anatomy of an 800 FICO Score

A decent credit score can open the door to many financial benefits. But, with just a “decent” score your options are still going to be capped. […]
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